Payments & Gateways

Payment Software & Gateway Development

Payment processing, gateway integration and reconciliation — payment software built secure and PCI-aware.

Planning your budget? See what payment software costs.

Regulated build? See how we handle HIPAA & GDPR compliance.

Overview

Payment software development — from payment gateway integration to full payment platforms — is core to fintech and to any product that moves money. We build payment software: processing, gateway and PSP integration, reconciliation and payouts, engineered secure and PCI-aware.

Whether you need to integrate a payment gateway, build a payment platform, or add split payments and payouts to a marketplace, we handle the security, reliability and reconciliation work that payments demand.

What we build

  • Payment gateway and PSP integrations
  • Card, wallet and bank-transfer processing
  • Split payments and marketplace payouts
  • Reconciliation, refunds and reporting
  • PCI-aware, secure, fraud-resistant architecture

How we work

Process
  1. 01

    Discover

    We map the money flows, the PSPs/gateways involved and the reconciliation you need.

  2. 02

    Design

    Reliable payment and checkout UX, plus clear reporting for your operations team.

  3. 03

    Build

    We build processing, integrations and reconciliation, PCI-aware and fraud-resistant.

  4. 04

    Launch & scale

    We launch, monitor reliability and reconciliation, and add methods and currencies.

Questions

Frequently asked

How much does payment software development cost?

A gateway integration can start in the low tens of thousands; a full payment platform with processing, split payments and reconciliation runs $80,000–$200,000+. See our fintech app development cost guide.

Can you integrate payment gateways?

Yes — we integrate gateways and PSPs (cards, wallets, bank transfers) and build the reconciliation and reporting around them.

Do you build split payments for marketplaces?

Yes — split payments, escrow-style flows and vendor payouts are common features we build for marketplace and platform products.

How do you handle PCI and security?

We build PCI-aware, tokenising card data and keeping sensitive flows within compliant providers, with encryption and fraud controls throughout.

What does payment software include?

Processing, gateway/PSP integration, split payments and payouts, reconciliation, refunds and reporting.

Fixed price · $2,3002-week sprint

Building a product for this sector?

Start with a 2-week Scoping Sprint — we pin down exactly what to build and what it costs before you commit. Fixed price, credited against the build.

See the sprint

Building a payments product?

Start a project →
Book a 15-min scoping call