Mobile Banking & Neobanks
Mobile Banking App Development
Secure accounts, payments and onboarding — mobile banking and neobank apps built compliance-aware on a modern stack.
Planning your budget? See what a mobile banking app costs.
Regulated build? See how we handle HIPAA & GDPR compliance.
Mobile banking app development demands security, reliability and a frictionless experience in equal measure. We build mobile banking and neobank apps — accounts, transfers, cards, payments and onboarding — engineered to be secure and compliance-aware from day one.
Whether you're a challenger bank, a fintech adding banking features, or a business embedding finance, we design and build the full experience: KYC onboarding, real-time balances and transactions, card controls and notifications, on a modern, secure stack.
What we build
- Accounts, balances and real-time transactions
- Transfers, payments and card management
- KYC / onboarding and identity verification
- Neobank and embedded-banking features
- Fraud controls, encryption and compliance-aware architecture
How we work
Process- 01
Discover
We map the product, the regulatory context and the bank/PSP integrations before building.
- 02
Design
Secure, trustworthy UX that still feels effortless — the balance mobile banking lives on.
- 03
Build
Real-time banking features on a secure, compliance-aware stack with fraud controls built in.
- 04
Launch & scale
We launch, harden security, and grow into cards, payments and new banking products.
Frequently asked
How much does mobile banking app development cost?
A focused mobile banking feature or neobank MVP typically costs $50,000–$120,000; a fuller platform with cards, payments and compliance runs higher. See our fintech app development cost guide for the detail.
How do you handle banking-grade security?
Encryption, secure key management, fraud detection, strong authentication and audit logging are built in from day one, on compliance-aware infrastructure.
Can you build a neobank app?
Yes — we build neobank and embedded-banking apps with accounts, cards, payments and KYC, integrating with banking-as-a-service and card providers.
Do you handle KYC and onboarding?
Yes — we integrate identity verification and KYC/AML providers for compliant, low-friction onboarding.
What features does a mobile banking app need?
Core features are accounts, real-time transactions, transfers, cards and secure onboarding; most add payments, notifications, budgeting and support.
Building a product for this sector?
Start with a 2-week Scoping Sprint — we pin down exactly what to build and what it costs before you commit. Fixed price, credited against the build.
